By Harvey W. Rubin
Books in Barron's pocket-sized company Dictionaries sequence record millions of specialised phrases alphabetically and current concise definitions. The authors of all books during this sequence are well-known experts of their particular fields. Newly up-to-date variants mirror new applied sciences and up to date enterprise developments. This quantity defines greater than 4,200 assurance phrases that are supposed to be understood by way of brokers, agents, actuaries, underwriters, group of workers execs facing employee-benefit courses, and shoppers who have to comprehend the policies they plan to shop for. Terminology covers lifestyles, health and wellbeing, estate, and casualty assurance, in addition to retirement plans. This new and seriously up to date Fourth variation has been increased with nearly 2 hundred new phrases, and updatings of many different phrases to mirror the present kingdom of the assurance undefined.
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In essence, the purpose of this reserve is to provide a back-up sum for potential equity and credit losses. To accomplish this objective, reserves are maintained for stocks, bonds, real estate, mortgages, and similar types of invested assets. Realized and unrealized equity and credit capital gains and losses are credited to or debited against this reserve. Amount of reserves required to be maintained for each invested asset is determined by ACTUARIAL formula. ASSIGNED CLAIMS see AUTOMOBILE ASSIGNED RISK INSURANCE PLAN.
Under this trust, the payments made from the income generated by the principal is taxable income to spouse Y, but any sums paid from the corpus of the principal is not taxable income to spouse Y. Spouse X does not receive a tax deduction for payments made from the trust's corpus of principal, nor does spouse X pay income taxes on the income generated by the principal in the trust. ALLIANCE OF AMERICAN INSURERS (AAI) membership organization, based in Chicago, Illinois, consisting principally of property and casualty insurance companies.
Group selling permits economies of scale to operate, so that the cost of insurance to a member is appreciably less than an individual policy. The insurance company/agent is able to benefit through individual sales to the group's members. See also ADVERSE SELECTION. ASSOCIATION GROUP INSURANCE see ASSOCIATION GROUP. ASSOCIATION OF GOVERNMENTAL RISK POOLS (AGRIP) association formed to address the requirements of government risk pools. org. ASSOCIATION OF INSURANCE AND RISK MANAGERS IN INDUSTRY AND COMMERCE (AIRMIC) primarily a British association whose membership includes risk managers and insurance buyers, with the emphasis on risk management.
Dictionary of Insurance Terms (Barron's Business Guides) by Harvey W. Rubin